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FINANCETOYS

Money lessons you can experience.

Bring real decisions into the classroom. Students explore, compare and explain results.

Classroom worksheets

01 · 20–30 min

Compound interest

Enter 1,000, a monthly deposit of 50 and a 5% return. Compare 10 and 20 years. What share comes from your deposits?

02 · 20–30 min

How a mortgage works

Enter a 200,000 loan at 4%. Compare 20 and 30 years. How do monthly payments and total interest change?

03 · 20–30 min

Budget & buffer

A family earns 3,000 and spends 2,400. How much can it save in a year? How long to build six months of expenses from zero?

04 · 20–30 min

Inflation & purchasing power

Compare the purchasing power of 10,000 after ten years at 2%, 3% and 5% inflation. Explain nominal versus real value.

More tools for teaching

ModernScholar educational games and quizzes — complement the calculators with interactive practice in mathematics and other subjects.

EduPrintables printable worksheets — explore materials and tools for preparing exercises for the classroom and practice at home.

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A model, not a forecast. Rates and returns are your assumptions. This is not financial or tax advice.

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